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Post Purchase Regret?

Now that I’ve been putting in serious effort to pay off all my debts, I look back at some of my purchases over the years and feel a little post purchase regret.

When the car I had for 16 years finally gave up the ghost, I financed a used car rather than buying one of lesser value with cash. Then a couple of years later, I ended up trading it in and financing a brand-new car. Why did I do that? While I do like the car I have now, I should have just bought a used car with cash. A little bit after that, I had to get my wife a car because hers died too. I tell you; we drove our cars into the ground! We financed hers as well, but it was a used car for a good price. I’m trying to have hers paid off by year end. Maybe, if the stars align, I can pay off mine by this time next year.

In the computer department, I’ve had a hell of a time. In the last decade, I’ve gone through a ton of cheap computers. They didn’t last but in hindsight, you get what you pay for. Last year, my previous laptop was on its way out. It couldn’t go more than a couple of hours without hardware errors. I’d reinstalled the OS several times and the hardware was no longer supported by the manufacturer. I had to get a new one. But instead of buying another cheap computer, I told myself I should get a nice one because it’ll last. Talk about sticker shock! Next month I’ll pay it off, but I still wonder if it was the right thing to do. At the very least, shouldn’t I have gone for something in the mid-price range?

Looking at our debt and doing budgets has really changed the way I look at things and how I spend money. Let me tell you, living paycheck to paycheck is no way to live. But after starting this journey, I went from just surviving day to day to really thinking about the future. The changes we make today can have a real impact on tomorrow, especially around spending habits.

The idea that we could potentially become debt free in a few years is amazing.

Mood: A pensive green star. Pensive

Music: Evanescence – “What You Want”

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A Matter of Money

I don’t typically care for ads but I recently saw one on Facebook for the Inkredible Box that caught my eye. It’s basically a subscription box where you get a new fountain pen and some ink each month. It’s tempting! I’m not sure I can justify the cost though. I bet it would be great for folks who journal by hand a lot. I’ve seen a bunch of subscription boxes pop up lately, mostly around food or shaving, but none of them made me really consider getting one. This subscription box on the other hand at least made me consider the idea. Kudos to them!

Since I’m talking about ads, I figured I should mention another one that I’ve recently seen. It’s for the reMarkable 2. It’s a digital tablet that’s designed for longhand writing. It resembles a large kindle that supposedly gives you feeling of writing on paper rather than a screen. I like the idea that I can write my story in longhand, convert it to text and then do my handwritten edits on the same device. There’s just one problem. It’s $450 dollars! Uhm, that’s a hell no from me.

I might not be buying those particular items, but I did break down and purchase my first pair of wireless earbuds yesterday. They’re a pair of SoundMates from Tzumi. They have a similar design to the Apple AirPods, which I like, but don’t have the $159 price tag. My son picked up a pair a while back and has loved them. I’ve been needing a new pair of earphones for a bit and I figured now was as good as any to finally go wireless. Hopefully, they’ll enable me to listen to my audiobooks more and not be as encumbered when I’m out and about writing.

Speaking of money, have you seen how much the new Scoob! movie is? It costs $19.99 to rent the movie, at my OWN house! That’s the same amount it would cost two adults to go see a movie in a real theater. I already think movie tickets are way too expensive these days but at least there you’re getting some sort of experience. I’m not getting any kind of experience from my living room TV. Why on earth is it so expensive? I would love to see it but I’m going to pass at that price. They’re out of their minds.  

Ahem. I really didn’t intend for this post to be just about buying or not buying stuff. It just seemed to be the ongoing theme. Whoops.

Mood: A singing green star. Chipper

Music: Repo! The Genetic Opera – “Zydrate Anatomy”

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